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Sarah Borders
Mar 18, 20211 min read
ARPA & Dependent Care FSA impacts
In this follow-up to our recent video on the American Rescue Plan Act of 2021, we cover another very important piece of the legislation...
Sarah Borders
Mar 18, 20212 min read
ARPA: A 100% COBRA subsidy?!?
On March 11, 2021, the President signed into law the American Rescue Plan Act (ARPA) H.R.1319. Under the latest stimulus legislation,...
Sarah Borders
Mar 15, 20211 min read
Mid-year election changes...don't require qualifying life events?
Today's video covers an IRS notice included in the recent Consolidated Appropriations Act detailing some changes to mid-year election...
Sarah Borders
Feb 27, 20211 min read
Long-Awaited COBRA & HIPAA Outbreak Period Guidance Released
On Friday, February 26th, the DOL released Disaster Relief Notice 2021-01, providing some long-awaited guidance on how the COBRA & HIPAA...
Sarah Borders
Feb 18, 20211 min read
2020: Record-breaking ERISA enforcement
Today's video detail's the DOL's recent report on fines, penalties, and recoveries in 2020 from the EBSA. It was a record-breaking year...
Sarah Borders
Feb 11, 20211 min read
Broker Commission on display!
Of the many items tucked away in the Consolidated Appropriations act of 2021 is directive on disclosure of health insurance agent and...
Sarah Borders
Jan 28, 20212 min read
COBRA Vs USERRA - which to use and when?
USERRA, the Uniformed Services Employment and Reemployment Rights Act, mandates that all employers, regardless of their COBRA or ERISA...
Sarah Borders
Jan 21, 20212 min read
ICHRAs Must be "Affordable" - here's how
For employers that are offering an ICHRA, keep in mind that an ICHRA has to be “affordable” in order to avoid an employer mandate...
Sarah Borders
Jan 14, 20211 min read
EEOC Wellness rules under fire?
Recently the EEOC released its proposed regulations related to how wellness programs offered by an employer are impacted under the ADA...
Sarah Borders
Jan 11, 20212 min read
Mental Health Parity - New "Qualitative" Reporting Requirements
The Consolidated Appropriations Act of 2021 added several provisions related to transparency in group health plan coverage, including...
Sarah Borders
Jan 2, 20212 min read
Is this the end of surprise medical billing?
On Dec. 27, 2020, The Consolidated Appropriations Act of 2021 was signed into law by President Trump. This large piece of legislation...
Sarah Borders
Dec 28, 20201 min read
FSA changes are coming!
In the latest COVID stimulus bill, signed into law by President Trump on December 27th, 2020, there are a several sections that focus on...
Sarah Borders
Dec 20, 20201 min read
COBRA Subsidy Termination = New Special Enrollment Rights?
Recently, the HHS came out with its 2022 benefit and proposed payment regulations. One of the most interesting items in the report is a...
Sarah Borders
Dec 14, 20201 min read
Hungry, Hungry HIPAA: HHS issues 2 new congressional reports
HHS has released two reports to Congress regarding HIPAA compliance and breaches of unsecured protected health information (PHI). The...
Sarah Borders
Dec 8, 20202 min read
Make sure mental health coverage is "in parity" with other benefits
As a result of a class action lawsuit brought against a major insurance carrier, 67,000 denied claims must be reprocessed related to...
Sarah Borders
Dec 1, 20200 min read
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Nov 27, 20201 min read
The ONE thing I learned in college
We took dozens and dozens of classes. Studied for what seemed like a lifetime - and what do we really remember? In truth, not much. In...
Sarah Borders
Nov 22, 20200 min read
Sarah Borders
Nov 16, 20202 min read
Transparency in coverage rules: what do carriers have to do in phase I?
On October 29, 2020, the IRS, DOL and HHS jointly issued the “Transparency in Coverage” final rule. First proposed in November 2019 as...
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Nov 12, 20201 min read
ROEI: the happiness return
Business KPIs (Key Performance Indicators) are top of mind for just about every business owner in the world. IRR, close rate, retention...
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