Sarah BordersSep 2, 20192 min readSelf-insured plans have to contend with 105 nondiscrimination rulesIf an employer decides to vary employer contributions based on business-related classifications, they are generally allowed to do so as...
Sarah BordersAug 27, 20192 min readCan an employer give better benefits or contributions to certain employees?Whenever an employer wants to vary employer contributions or benefits for different classes of employees, and also allows pre-tax...
Sarah BordersMay 18, 20192 min readSection 125 Qualifying Events are Deceptively TrickyPre-tax elections made under a cafeteria plan are irrevocable for the period of coverage (typically for the plan year). In other words,...
Sarah BordersMay 11, 20192 min readPaying for Domestic Partner benefitsFor federal income tax purposes, only legally married spouses and tax dependents may receive employer-sponsored coverage and benefits on...
Sarah BordersApr 20, 20192 min readDependent Care FSAs can be trickyEmployees may generally participate in a dependent care assistance program through salary reductions under a cafeteria plan (called a...
Sarah BordersApr 2, 20192 min readImportant facts to remember about HSAsHSAs are often confused with health FSAs, but they are very different. Here’s a quick overview of how an HSA works to help keep it all...